Sumner County, TN Records 109 Active Pre-Foreclosures Over Past 12 Months
The county ranks #7 in Tennessee for properties in the pre-foreclosure pipeline, accounting for 3.8% of the state's total.
Sumner County, Tennessee, registered 109 active pre-foreclosures over the past 12 months, signaling a notable level of housing distress within the region. According to BatchData's Active Pre-Foreclosures Report for July 2026, this figure represents properties currently in the pre-foreclosure pipeline, before a completed foreclosure. These properties are critical for real estate investors and the press to monitor, as they often precede distressed inventory that may become available through auction, short sale, or as real estate owned (REO) properties.
County Overview
Sumner County's 109 active pre-foreclosures place it at #7 among Tennessee's 93 counties, holding a 3.8% share of the state's total pre-foreclosure activity. For context, the entire state of Tennessee recorded 2,858 active pre-foreclosures during the same period, while the national total stood at 283,909 properties. This ranking indicates that while not the absolute highest, Sumner County exhibits an elevated level of distress compared to many other counties in Tennessee, making it a focal point for those tracking potential future supply. The data also reveals 110 parcels affected by these pre-foreclosure filings in Sumner County.
Local Market Context
A deeper look into the pre-foreclosure pipeline in Sumner County reveals a significant concentration in the later stages of the process. Of the 109 active pre-foreclosures, 84 properties, or 77.1%, are at the Notice of Sale stage. This is the latest stage in the pipeline, indicating that these properties are nearing auction and potential completion of the foreclosure process. This high proportion of late-stage filings suggests that many of the distressed properties in Sumner County are advanced in their foreclosure journey, potentially leading to more immediate inventory for investors.
In contrast, the earlier stages show fewer filings. There are 20 properties, representing 18.3% of the total, at the Notice of Default stage, which is the earliest indicator of a pre-foreclosure. The Notice of Lis Pendens stage, which typically falls between default and sale, accounts for the smallest share, with 5 properties or 4.6% of the total. This specific distribution, heavily weighted towards Notice of Sale, provides a clearer picture of the imminent distressed inventory in Sumner County. The relatively lower numbers in the earlier stages could suggest a more recent acceleration into the final stages, or efficient processing of older filings.
Analyzing the types of properties involved in these pre-foreclosures offers further insights into Sumner County's market. Residential properties account for all 109 active pre-foreclosures, representing 100.0% of the total. This complete dominance by residential assets underscores the direct impact of these distress signals on the local housing market and potential future supply for real estate investors.
Within the residential category, single-family homes form the vast majority of filings, with 93 properties, or 85.3%, of all active pre-foreclosures. This strong representation of single-family residences is typical for many U.S. markets and highlights where property data on distress will be most impactful for everyday owners and investors alike. Other property types contribute smaller but notable shares: Mobile/Manufactured Homes account for 5 properties (4.6%), while Vacant Land and Townhouses each have 4 properties (3.7%). Duplexes, Rural/Agricultural Residences, and Condominium Units each represent 1 property, or 0.9% of the total. This breakdown suggests that investors targeting residential properties, particularly single-family homes, in Sumner County will find the most opportunity within the distressed market.
The composition of property types in Sumner County’s pre-foreclosure pipeline largely mirrors broader trends in residential markets, where single-family homes typically form the largest segment. The presence of mobile/manufactured homes and vacant land, albeit in smaller numbers, indicates a diverse set of potential assets for investors. Understanding these specific property types and their respective stages in the pre-foreclosure process is crucial for crafting targeted real estate investing strategies. The high percentage of single-family homes in the Notice of Sale stage, for instance, might suggest opportunities for investors seeking to acquire and potentially rehabilitate these properties for resale or rental.
Sumner County's position as #7 in Tennessee for active pre-foreclosures, coupled with the advanced stage of many of these filings, suggests a market with concentrated, actionable distress. The focus entirely on residential properties, particularly single-family homes, indicates a clear target for those looking to engage with distressed assets. Monitoring these trends through detailed market reports allows investors to anticipate shifts in inventory and identify specific opportunities within the evolving housing landscape of Sumner County. The relatively high proportion of properties nearing auction means that prompt action may be required for those looking to capitalize on these potential distressed sales.