Cambria County, PA Sees 85 Active Pre-Foreclosures, Dominated by Late-Stage Filings
Cambria County, Pennsylvania, recorded 85 active pre-foreclosures over the past 12 months as of July 2026, with a significant majority of these properties already in the advanced stages of the foreclosure pipeline. This indicates a notable level of housing distress within the county, presenting specific considerations for real estate investors and market observers.
County Overview
According to BatchData's Active Pre-Foreclosures Report for July 2026, Cambria County registered 85 active pre-foreclosures, affecting an equal number of parcels across the region. This places Cambria County at #26 among Pennsylvania's 64 counties, accounting for 1.1% of the state's total of 8,032 active pre-foreclosures. While not among the state's highest-volume counties, this level of activity signals a consistent flow of distressed properties that could eventually reach auction or become real estate owned (REO) inventory.
A critical insight from the data is the distribution of these properties across the pre-foreclosure stages. A substantial 72.9% of Cambria County's active pre-foreclosures, totaling 62 properties, are in the Notice of Sale stage. This is the latest stage in the pipeline, indicating that these properties are nearing auction and potential transfer of ownership. In contrast, only 27.1%, or 23 properties, are in the earlier Notice of Default stage. This heavy concentration in the Notice of Sale phase suggests that many properties in Cambria County’s pre-foreclosure pipeline are on a direct path toward resolution, rather than being early-stage filings that might still be resolved by homeowners. For investors, this late-stage dominance highlights potential near-term opportunities for acquiring distressed assets.
The composition of pre-foreclosures by property type in Cambria County heavily skews towards residential assets. Residential properties account for 83 of the active pre-foreclosures, representing a dominant 97.6% of the county total. This overwhelming share suggests that the current wave of distress primarily impacts homeowners and small landlords rather than large-scale commercial or industrial holdings. Agricultural and Exempt property types each contribute 1 pre-foreclosure, making up 1.2% individually. This focus on residential properties aligns with broader trends often seen in county-level housing distress, where owner-occupied and smaller investor-owned homes typically constitute the largest segment of the pre-foreclosure market.
Local Market Context
Diving deeper into the residential segment, single family homes form the vast majority of pre-foreclosures in Cambria County. There are 79 active pre-foreclosures classified as Single Family, which accounts for 92.9% of the total. This strong concentration suggests that single family residential properties are the primary focus for any real estate investing strategies aimed at distressed assets in the county. Investors looking for opportunities in the pre-foreclosure data should prioritize analysis of this specific property type, using tools like BatchData's property search or smart monitoring to identify suitable targets.
Beyond single family homes, other property types contribute smaller, but still notable, figures to Cambria County’s pre-foreclosure landscape. Residential Income (Multi-Family) properties represent 2 pre-foreclosures, or 2.4% of the total. Miscellaneous Structures, General properties, Full or Partial properties, and Mobile/Manufactured Homes each account for 1 pre-foreclosure, each making up 1.2% of the county's active pipeline. While these numbers are small, they indicate a diverse, albeit modest, range of property types experiencing distress. For investors with specialized portfolios, these niche categories could offer less competitive acquisition opportunities.
The high concentration of pre-foreclosures in the Notice of Sale stage, coupled with the dominance of residential properties, especially single family homes, provides a clear picture of the investment landscape in Cambria County. Investors tracking distressed inventory should focus on identifying single family homes nearing auction. This structural alignment with residential properties, particularly single family units, suggests that the market for distressed assets in Cambria County largely mirrors typical residential housing dynamics seen across many U.S. counties, rather than exhibiting unusual concentrations in commercial or other specialized property types. Utilizing comprehensive assessor data and mortgage transaction data can further refine targeting strategies for these properties.